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Do not overlook the importance of understanding short-term disability law. Remember, this is your policy, your rights, and your benefits. Let our disability law firm help you protect what’s yours.

Short-Term Disability Law In The Charlotte, NC Area

Why is short-term disability so important? Simply put, you usually have to exhaust your short-term disability benefits in order to qualify for long-term disability benefits. When short-term disability insurance claims are denied, there can be serious implications for your long-term disability claim. For this reason, it is very important to ensure the successful filing and completion of the short-term disability claim. Contact Marcellino & Tyson, a trusted disability law firm in the Charlotte, NC area. Our attorneys have extensive knowledge of short-term disability law. Speak to a short-term disability lawyer near you: call (704) 919-1519 or fill out our online contact form.

Short-Term Disability Lawyer

Short-term disability law is complex. How can a short-term disability lawyer help you secure and protect your benefits?

Short-term disability insurance pays a percentage of your salary if you become disabled, meaning that you are not able to work due to sickness or injury. Short-term disability is usually the only available benefit when you first go out of work. If you have short-term disability insurance, usually you need to apply for it, even if your disability is going to be long-term.

How does short-term disability law work?

Employers provide employees with short-term disability insurance benefits if they are injured or become ill and are unable to continue working. In many cases, the company itself pays out all short-term disability claims without the involvement of an insurance company. Other companies may purchase short-term disability insurance policies for their employees.

The short-term disability programs are almost always administered by a long-term disability insurance company. Why is this the case? Because short-term disability is cheaper for employers to pay if they can reduce their loss. Insurance companies manage short-term disability claims in order to foresee bigger claims that may be coming in the future. That way, they can prepare to deny your long-term claim. They may even be able to prevent you from filing your long-term claim by stopping it at the short-term claim.

Short-Term Disability Lawyer Near Me

Are you searching for a “short-term disability lawyer near me”? An ERISA short-term disability lawyer from Marcellino & Tyson can offer you assistance on all Disability Claims and ERISA matters. Our attorneys are well-versed in short-term disability law; they are also compassionate and dedicated advocates for their clients. Marcellino & Tyson, PLLC is a trusted disability law firm in the Charlotte, NC area because of our unique experience. We also maintain co-counsel relationships with attorneys in South Carolina, Maryland, Georgia, Virginia, West Virginia, and in each state in which we assist disability/ERISA clients.

Disability Law Firm

It is not uncommon for a perceived “short-term” disability to worsen or reoccur, resulting in permanent disability. After you get your short-term benefits, you may need to pursue long-term disability benefits if you are still unable to work. In these cases, it is imperative that you keep detailed records of the onset of your long-term disability. These claims are more expensive for insurance companies, so many of them will do whatever they can to deny or delay your benefits. A denial is not necessarily a dead-end.